According to the latest report of the National Financial Supervisory Committee, in 2013, the State Bank should consider lowering loan interest rates to encourage business growth. After analyzing specific factors, the Committee set a target of 6% for 2013. By decreasing interest rates, the interest rate difference will be maintained without putting pressure on exchange rates. The Committee said that withdrawals from banks to invest in other investment channels is unlikely to occur because of falling interest rate so the liquidity of the bank system will be maintained. On the other hand, the aggregate demand of the economy is not high at the moment, easing the risk of rising inflation.